FINANCE

Ujjivan Small Finance Bank Reports Q3FY25 Results

Ujjivan Small Finance Bank announced its financial performance for Q3FY25, with a total loan book growth of 10% YoY to ₹30,466 crore. The secured loan book improved to 39% from 35% in September.

Key Highlights:

  • Net Interest Income (NII) at ₹887 crore, up 3.1% YoY
  • Net Interest Margin (NIM) at 8.6% in Q3FY25
  • Gross NPA/NNPA at 2.7%/0.6% respectively
  • Provision Coverage Ratio (PCR) at 80%
  • Deposits up 16% YoY to ₹34,494 crore
  • CASA ratio at 25.1%

MD & CEO, Sanjeev Naudiyal, said, “Q3FY25 was a healthy quarter, with diversification of the loan book showing steady improvement. We’ve taken proactive measures to reduce interest rates on Group Loans and Individual Loans.”

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